Terms of Service

Last updated: August 3, 2025

These Terms of Service govern your use of Zeinto's financial portfolio tracking platform. By using our service, you agree to these terms.

1. Acceptance of Terms

By accessing or using Zeinto, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, you may not use our service.

2. Service Description

Zeinto provides a web-based financial portfolio tracking platform that allows users to monitor investments, track net worth, and manage financial data across multiple asset classes including real estate, cryptocurrency, public equities, private equity, and cash equivalents.

3. User Accounts and Security

  • You must provide accurate, current, and complete information during registration
  • You are responsible for maintaining the confidentiality of your account credentials
  • You must notify us immediately of any unauthorized use of your account
  • Multi-factor authentication is required for enhanced security
  • You must be at least 18 years old to use our service

4. Subscription and Billing

  • Zeinto offers a paid subscription service with a 14-day free trial
  • Subscription fees are billed monthly or annually in advance
  • All fees are non-refundable except as required by law
  • You may cancel your subscription at any time through your account settings
  • Price changes will be communicated 30 days in advance

5. Acceptable Use

You agree NOT to:

  • Use the service for any illegal or unauthorized purpose
  • Attempt to gain unauthorized access to our systems or other users' accounts
  • Upload malicious code, viruses, or harmful content
  • Reverse engineer, decompile, or disassemble our software
  • Share your account credentials with others
  • Use automated tools to access the service without permission
  • Violate any applicable laws or regulations

6. Data and Privacy

  • Your financial data remains your property
  • We implement bank-grade security measures to protect your information
  • We do not sell or share your personal data with third parties for marketing
  • You can export your data at any time
  • Our Privacy Policy details how we handle your information

7. Service Availability and Support

  • We strive for 99.9% uptime but cannot guarantee uninterrupted service
  • Scheduled maintenance will be announced in advance when possible
  • Customer support is available via email during business hours
  • We reserve the right to modify or discontinue features with notice

8. Intellectual Property

  • Zeinto and all related trademarks belong to us
  • Our software, algorithms, and platform design are proprietary
  • You retain ownership of your financial data
  • You grant us permission to use your data to provide our services

9. Disclaimers and Limitations

Financial Information

  • Zeinto is a tracking tool, not a financial advisor
  • We do not provide investment, tax, or legal advice
  • All investment decisions are your responsibility
  • Market data may be delayed or inaccurate

Service Limitations

  • Our service is provided "as is" without warranties
  • We are not liable for investment losses or decisions
  • Our liability is limited to the amount you paid for the service
  • We disclaim all implied warranties of merchantability and fitness

10. Termination

  • You may terminate your account at any time
  • We may suspend or terminate accounts for violations of these terms
  • Upon termination, you lose access to the service and your data
  • We will provide a reasonable opportunity to export your data
  • Certain provisions survive termination (payment obligations, etc.)

11. Governing Law and Disputes

  • These terms are governed by the laws of [Jurisdiction to be specified]
  • Any disputes will be resolved through binding arbitration
  • You waive the right to participate in class action lawsuits
  • All claims must be brought within one year of the dispute arising

12. Changes to Terms

We may update these Terms of Service from time to time. Material changes will be communicated via email and prominently displayed on our platform. Your continued use of Zeinto after such changes constitutes acceptance of the updated terms.

13. Contact Information

For questions about these Terms of Service, please contact us:

  • Email: legal@zeinto.com
  • Support: support@zeinto.com
  • Mail: Zeinto Legal Department, [Address to be provided]